Category: Reloadable prepaid credit card/Reloadable prepaid debit card.
Most appropriate for:
* Direct deposit when a checking account is not available
* Substitute for a credit card
* Budgeting
The Citi Prepaid MasterCard is offered by CitiBank and Green Dot Corporation (formerly Next Estate). GreenDot/Next Estate is one of the earliest entrants in this space. This card can hold a maximum of $500 at any time.
Features:
* Online Account Management
* Additional Card Available
Loading Options
* Payroll Deposits - Not Accepted
* Cash Loads - GreenDot Retail Network
* Bank Transfer
* Bank Wire - Not Accepted
* Checks - Not Accepted
* Money Orders - Not Accepted
Fees
* Monthly Fee: Free
* Signature & PIN POS: Free
* PIN POS Decline: Free
* ATM Withdrawal: $2.50
* ATM Decline: $0.50
* ATM Balance Inquiry: $0.50
* Overdraft: $25
Customer Service
No information available. Expected to be similar to other Green Dot products.
Pros: Low Fees
Cons: Low Value Limit, No Direct Deposit