ACE Prepaid Debit Card

Category: Reloadable prepaid credit card/Reloadable prepaid debit card.

Most appropriate for:
* Direct deposit when a checking account is not available
* Substitute for a credit card
* Budgeting

The ACE Prepaid Debit Card is offered by ACE Cash Express and Netspend. Netspend is one of the earliest entrants into this space. The accounts are FDIC insured.

Features:
* Online Account Management
* Alerts
* Money transfer to another Netspend account holder

Loading Options
* Payroll Deposits - Free
* Cash Loads - Available
* Other Netspend accounts
* Checks - Not Accepted
* Money Orders - Not Accepted

Fees
* Signature POS: $1.00 and PIN POS: $2.00 OR Monthly Fee: $9.95 (Free Signature and PIN purchases)
* PIN POS Decline:Free
* ATM Withdrawal: $2.00
* ATM Decline: Free
* ATM Balance Inquiry: Free
* Overdraft: No Fee
* Customer Service: Free

Customer Service
Customer Service hours are limited to 8am - 10pm from Monday to Friday and from 8am - 8pm on Saturdays and Sundays. There are frequent Better Business Bureau complaints regarding this card.

Added: February 17th 2006
Reviewer: AD
Score:
Related Link: ACE Prepaid Debit Card
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Language: english